MONY Group PLC (LON:MONY) presented its preliminary 2025 results on February 23, 2026, reporting record adjusted EBITDA of £145 million despite facing significant headwinds in its insurance division and broader macroeconomic uncertainties, with the company's shares rising 3.22% following the announcement as investors responded positively to management's ability to navigate challenging market conditions while delivering shareholder value. The UK price comparison and consumer finance platform operator achieved revenue of £446 million, up 2% year-over-year, as strong performance in its Money and Home Services segments offset declines in Insurance and Cashback divisions. The company maintained its progressive dividend policy with a 1% increase to 12.63 pence per share, while announcing a £25 million share buyback program for 2026. Gross profit decreased 1% to £287 million as the gross margin compressed from 66% to 64%, driven by elevated pay-per-click costs in competitive search markets. However, management demonstrated strong cost discipline, with operating expenses declining 4% through strategic efficiency initiatives and re-engineering efforts. The company's segment results revealed a tale of two halves, with newer growth initiatives offsetting challenges in mature divisions. The Insurance segment, representing 52% of group revenue, faced deflationary pressures as the premium inflation cycle reversed through 2025, with revenue declining 1% to £233 million as car insurance premiums fell 9% throughout the year. In contrast, the Money segment delivered robust growth with revenue climbing 8% to £106 million, while Home Services emerged as the standout performer with revenue surging 33% to £48 million. The Cashback segment faced headwinds with revenue declining 13% to £53 million as corporate marketing budgets remained constrained.
Earnings before interest, taxes, depreciation, and amortization, commonly known as EBITDA ( EE-bit-dah, EB-it-dah), is a measure of a company's profitability of the operating business only, thus before any effects of indebtedness, state-mandated payments, and costs required to maintain its asset bas...
Insurance is a means of protection from financial loss in which, in exchange for a fee, a party agrees to compensate another party in the event of a certain loss, damage, or injury. It is a form of risk management, primarily used to protect against the risk of a contingent or uncertain loss.
An enti...
Share repurchase, also known as share buyback or stock buyback, is the reacquisition by a company of its own shares. It is an alternative way of returning money to shareholders than dividends. After a repurchase event, the company's stock price is now proportionally higher because of the smaller num...
MONY Group achieving record EBITDA despite insurance headwinds demonstrates the success of its diversification strategy and operational efficiency. This signals resilience for price comparison platforms facing sector-specific challenges and provides a model for balancing growth investments with shareholder returns.
Context & Background
MONY Group is a UK price comparison and consumer finance platform operator
The company operates brands like MoneySuperMarket, MoneySavingExpert, and Quidco
The insurance segment faced deflationary pressures with car and home premiums declining in 2025
Strong growth occurred in Money and Home Services segments offsetting insurance declines
What Happens Next
MONY Group will implement a £25 million share buyback program in 2026 while continuing to scale its SuperSaveClub membership platform. Management expects growth from AI integration and platform innovations, though insurance market headwinds may persist.
Frequently Asked Questions
What was MONY Group's adjusted EBITDA for 2025
MONY Group reported record adjusted EBITDA of £145 million for the full year 2025.
How did MONY Group's stock price react to the earnings announcement
The company's shares rose 3.22% following the preliminary 2025 results announcement.
What is SuperSaveClub and how is it performing
SuperSaveClub is a subscription membership program that more than doubled its member base to 2.1 million customers with strong unit economics.
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try{ var _=i o; . if(!_||_&&typeof _==="object"&&_.expiry Gold prices extend gains on fresh Trump tariff jitters Can gold rise to new highs above $5,600 in 2026? Bitcoin slips after earlier gains amid tariff volatility Bull vs. bear argument on Friday’s Supreme Court tariff ruling (South Africa Philippines Nigeria) MONY Group 2025 slides: record EBITDA amid insurance headwinds By Investing.com Company News Published 02/23/2026, 03:28 AM MONY Group 2025 slides: record EBITDA amid insurance headwinds 0 MONY 1.90% Introduction & Market Context MONY Group PLC (LON:MONY) presented its preliminary 2025 results on February 23, 2026, reporting record adjusted EBITDA of £145 million despite facing significant headwinds in its insurance division and broader macroeconomic uncertainties. The company’s shares rose 3.22% following the announcement, reflecting investor confidence in management’s ability to navigate challenging market conditions while delivering shareholder value. The UK price comparison and consumer finance platform operator achieved revenue of £446 million, up 2% year-over-year, as strong performance in its Money and Home Services segments offset declines in Insurance and Cashback divisions. The results demonstrate the company’s diversification strategy at work, with growth drivers emerging across multiple business lines even as traditional segments face pressure. Financial Performance Highlights The company’s financial highlights for the full year 2025 showcase resilience and operational efficiency gains. As detailed in the following financial summary, MONY Group achieved adjusted basic earnings per share of 17.9 pence, representing a 5% increase despite modest revenue growth. Operating cashflow declined 7% to £108 million, primarily due to business mix shifts into areas with longer cash collection cycles, including energy and life insurance products. The company maintained its progressive dividend policy with a 1% increase to 12.63 pence per share, while announ...
