How much interest can a $10,000 18-month CD earn if opened this March?

MoneyWatch: Managing Your Money How much interest can a $10,000 18-month CD earn if opened this March? We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. By Matt Richardson Matt Richardson Sr. Managing Editor, Managing Your Money Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance. Read Full Bio Matt Richardson March 4, 2026 / 1:05 PM EST / CBS News Add CBS News on Google It's always a good idea to keep your money in a safe and profitable place. But in the economic climate of early March 2026, when stock market returns are volatile, many savers may understandably be looking for security and predictability. And while stock investments tend to be more lucrative than simply keeping your money in a traditional savings account, that differential is less stark now that interest rates on select savings accounts are still in the 4% range . A certificate of deposit account is one viable option worth considering, especially if savers elect for an 18-month term. Savers can easily secure an 18-month CD with a rate around 4% now, and that will be fixed , ensuring that their interest earnings will remain robust even if stocks decline or if rate cuts are issued later this year. And, unlike longer alternatives like 2-year or 5-year CD options, savers will maintain some flexibility to pivot here in 2027 after the current market volatility may have subsided. Before getting started, it helps to know the interest-earning potential an 18-month CD can offer right now. Fortunately, for those looking to protect a large, five-figure amount such as $10,000, it can still be significant. Below, we'll break down the returns savers need to know. See how much interest you could be earning with a high-rate CD account here . How much interest can a $10,000 18-month CD earn if open...