Точка Синхронізації

AI Archive of Human History

🌐 Entity Mortgage

Mortgage

Loan secured using real estate

📊 Rating

4 news mentions · 👍 0 likes · 👎 0 dislikes

📌 Topics

  • Real Estate (4)
  • Finance (3)
  • Economy (3)
  • Homebuying (1)
  • Housing Market (1)

🏷️ Keywords

Mortgage rates (3) · Interest rates (2) · Financial planning (2) · Home loans (1) · February housing market (1) · Mortgage points (1) · Refinancing (1) · Credit scores (1) · Home refinancing (1) · Real estate market (1) · Interest rates 2026 (1) · Housing affordability (1) · Fixed-rate loans (1) · Home buying (1) · Refinance (1) · Housing market (1) · Fixed-rate mortgage (1) · Halifax (1) · House prices (1) · UK property (1)

📖 Key Information

A mortgage loan or simply mortgage (), in civil law jurisdictions known also as a hypothec loan, is a loan used either by purchasers of real property to raise funds to buy real estate, or by existing property owners to raise funds for any purpose while putting a lien on the property being mortgaged. The loan is "secured" on the borrower's property through a process known as mortgage origination. This means that a legal mechanism is put into place which allows the lender to take possession and sell the secured property ("foreclosure" or "repossession") to pay off the loan in the event the borrower defaults on the loan or otherwise fails to abide by its terms.

📰 Related News (4)

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