SocGen profit hits record €6 bln, payouts triple as CEO turnaround takes hold
#Société Générale #Slawomir Krupa #French banking #Net income #BoursoBank #Shareholder dividends #Investment banking #Stock market
📌 Key Takeaways
- Société Générale reported a record €6 billion net profit for 2025 but saw its stock price fall.
- Shareholder distributions tripled to €4.68 billion, though analysts labeled the overall earnings quality as 'underwhelming.'
- Profit gains were heavily supported by a one-time low tax rate of 16% rather than organic growth.
- Investment banking underperformed while French retail and BoursoBank showed strong growth.
📖 Full Retelling
🐦 Character Reactions (Tweets)
Finance GuruSo Société Générale’s profit hits record levels, but the way it happened sounds like a magician pulling a rabbit out of a hat—except that rabbit is just a tax break. 🐇💰 #FinanceMagic
Cynical InvestorCongrats to SocGen for their record profits! The market's response? "We'll believe it when we see the long-term plan…or the magic tax wand used to create those numbers!" 🪄💸 #TrustIssues
EU Economy WatcherSociété Générale tripled its payouts because that always solves the problem of investor doubts. Nothing says 'trust us' like a big fat dividend while the foundation shakes! 📉💔 #InvestingWisely
Bank Analyst ExtraordinaireSociété Générale’s fourth quarter is a bit like a poorly made soufflé—impressive on the outside but deflating once you cut in. Bon appétit to cautious investors! 🍰📊 #FinancialFeast
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🏷️ Themes
Banking, Earnings, Finance
📚 Related People & Topics
Net income
Measure of the profitability of a business venture
In business and accounting, net income (also total comprehensive income, net earnings, net profit, bottom line, sales profit, or credit sales) is an entity's income minus cost of goods sold, expenses, depreciation and amortization, interest, and taxes, and other expenses for an accounting period. It...
Slawomir Krupa
French-Polish businessman
Slawomir Krupa (born on June 18, 1974) is a French banker and business executive. He was chosen on September 30, 2022, to lead Société Générale starting from May 23, 2023. He has also been chairperson of the European Banking Federation since 2025.
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📄 Original Source Content
try{ var _=i o; . if(!_||_&&typeof _==="object"&&_.expiry Amazon stock slides 9% premarket as 2026 capex guidance blows past expectations Gold, silver prices log shaky gains after bruising week 3 reasons why Bitcoin is falling Amazon’s capex plans, Stellantis, Bitcoin’s fall - what’s moving markets (South Africa Philippines Nigeria) Société Générale shares down on muted outlook despite record profit Author Navamya Acharya Earnings Published 02/06/2026, 12:41 AM Société Générale shares down on muted outlook despite record profit 0 SOGN -4.50% Investing.com -- Société Générale shares fell more than 3% on Friday after the French bank posted record 2025 earnings, with investors unimpressed by a headline beat supported by tax gains, rising loan-loss provisions and scant guidance on its strategy past 2026. While the French bank reported net income of €6 billion for 2025 and upgraded its 2026 profitability target, analysts called the overall package "underwhelming" and said the bank was keeping its cards "solidly close to its chest" compared with rival BNP Paribas. Track breaking market moves with live headlines and analyst notes - up to 50% off "The whole Q4 “package” of SocGen (results + distribution + outlook) is a bit underwhelming," said analysts at Kepler Cheuvreux, who maintain a “reduce” rating. "Contrary to BNP Paribas, SocGen is keeping its cards solidly close to its chest and will not commit to anything beyond 2026." The fourth-quarter earnings masked underlying weakness. Net income of €1.42 billion topped the €1.18 billion consensus, but the outperformance was driven almost entirely by an abnormally low tax rate of 16% versus the expected 24%. Stripping out the tax benefit, the pretax beat was just 5%, analysts said. Credit quality deteriorated, with provisions coming in 6% above estimates. The cost of risk rose to 29 basis points in the fourth quarter from 23-26 basis points in the prior three quarters, drawing investor concern after Credit Agricole also repor...