If Social Security

If Social Security’s funding crisis is the elephant in the room, this is the mouse everyone has overlooked. You have been warned.

Experts say that if you wait until age 70 to start Social Security, your monthly payment will be higher. The higher payment also means larger yearly cost‑of‑living adjustments. Many retirees claim benefits earlier, missing this extra money. The article warns that this simple step is often overlooked despite the funding concerns.